PinasKwenta: Numbers that make sense for Filipinos.
Free calculators for your sahod, loans, SSS, PhilHealth and Pag-IBIG, kuryente, gas money and grades. They follow Philippine rules and show how every number is computed.
- Salary CalculatorNet pay after SSS, PhilHealth, Pag-IBIG and tax.
- Take-Home Pay CalculatorWhat lands in your account each kinsenas.
- Daily Rate CalculatorMonthly salary to daily rate, and back.
- Hourly Rate CalculatorYour salary as an hourly rate.
- Overtime Pay CalculatorOT, rest day and holiday premiums.
- Holiday Pay CalculatorRegular and special holiday pay, worked or not.
- 13th Month Pay CalculatorProrated 13th month and its tax-free limit.
- Final Pay CalculatorBack pay, separation pay and unused leave.
- Personal Loan CalculatorMonthly payment and the real rate of an add-on loan.
- Loan Amortization CalculatorMonthly amortization with a full payment schedule.
- Car Loan CalculatorDown payment and monthly amortization for a car.
- Home Loan CalculatorHousing loan amortization and income needed.
- Savings CalculatorCompound interest after the 20% tax.
- Debt Payoff CalculatorHow long to clear a credit card or loan.
- SSS Contribution CalculatorYour SSS share, your employer’s, and MPF.
- PhilHealth Contribution CalculatorMonthly premium, employed or self-paying.
- Pag-IBIG Contribution CalculatorRequired Pag-IBIG share and yearly savings.
- Pag-IBIG MP2 CalculatorFive-year MP2 savings and dividends.
- Electricity Cost CalculatorWhat one appliance adds to your bill.
- Aircon Electricity CalculatorInverter vs non-inverter running cost.
- Appliance Electricity CalculatorYour electric bill, appliance by appliance.
- Solar Savings CalculatorRooftop solar savings and payback years.
- Water Cost CalculatorMonthly water bill for your household.
- Fuel Cost CalculatorGas money for a road trip.
- Trip Cost CalculatorGas, tolls, hotel and food for a trip.
- Cost Per Passenger CalculatorFair ambagan for gas and tolls.
- Travel Budget CalculatorHow much to save for your next trip.
- GWA CalculatorGeneral weighted average from grades and units.
- GPA CalculatorTerm and cumulative GPA.
- DepEd Grade CalculatorDepEd term grade with the 2026 table.
- Required Grade CalculatorThe score you need to hit your target.
₱25,000 a month, after deductions
Take-home pay per month₱22,611.25What’s left of your ₱25,000.00 basic pay after SSS, PhilHealth, Pag-IBIG and withholding tax.
- Basic pay
- ₱25,000.00
- Monthly deductions
- SSS
- −₱1,250.00
- PhilHealth
- −₱625.00
- Pag-IBIG
- −₱200.00
- Withholding tax
- −₱313.75
- Take-home pay per month
- ₱22,611.25
Popular calculators
- SalaryNet pay after SSS, PhilHealth, Pag-IBIG and tax.
- Take-Home PayWhat lands in your account each kinsenas.
- 13th Month PayProrated 13th month and its tax-free limit.
- SSS ContributionYour SSS share, your employer’s, and MPF.
- Loan AmortizationMonthly amortization with a full payment schedule.
- Electricity CostWhat one appliance adds to your bill.
- Fuel CostGas money for a road trip.
- DepEd GradeDepEd term grade with the 2026 table.
Browse by category
- Salary and workNet pay, daily and hourly rates, overtime, holidays, 13th month and final pay.View 8 calculators
- Loans and financeMonthly payments, the real interest rate, savings growth and debt payoff.View 6 calculators
- Government and benefitsSSS, PhilHealth and Pag-IBIG contributions, and MP2 savings.View 4 calculators
- Home and utilitiesElectric bills, aircon, appliances, rooftop solar and water.View 5 calculators
- TravelGas money, road trips, ambagan and trip budgets.View 4 calculators
- EducationGWA, GPA, DepEd grades and the score you still need.View 4 calculators