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PhilHealth Contribution Calculator

Your monthly PhilHealth premium, employed or paying on your own.

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Results update as you type. Calculate takes you to your result.

PhilHealth premium

Your PhilHealth premium per month₱625.00Deducted from your salary. Your employer pays the other ₱625.00.

Monthly premium (5%)
₱1,250.00
Your PhilHealth premium per month
₱625.00
Employer pays
₱625.00
You pay per year
₱7,500.00

Uses official rates last checked 2026-10-07. How it’s computed · Sources · Change your numbers

Your PhilHealth premium per month₱625.00

How to use this calculator

  1. Enter your monthly basic salary, or your average monthly income if you pay on your own.
  2. Pick your membership type to see your share.

How it’s computed

Premium = 5% × monthly income, with income limited to ₱10,000.00–₱100,000.00.

Employees pay half and employers pay half. Self-paying members pay all of it.

Example

On ₱25,000.00 a month the premium is ₱1,250.00.

  • Employed: you pay ₱625.00 and your employer pays ₱625.00.
  • Self-employed: you pay ₱1,250.00, or ₱15,000.00 a year.

Rates and sources used

  • PhilHealth, effective 2024-01-01. Based on monthly basic salary, split equally between employer and employee. Bills to cut the rate to 3.5% are not enacted as of verification. Source: RA 11223 (UHC Act); PhilHealth Circular 2020-0005 Rev. 1; PhilHealth Advisory 2026-0042: https://www.philhealth.gov.ph/advisories/2026/PA2026-0042.pdf.Last checked 2026-10-07

Frequently asked questions

Who pays the PhilHealth premium?

Employees and employers split it equally. Self-employed, professionals, freelancers and voluntary members pay the whole premium themselves.

Is there a minimum and maximum?

Yes. Income below ₱10,000.00 is computed as ₱10,000.00, and income above ₱100,000.00 as ₱100,000.00, so the premium runs from ₱500.00 to ₱5,000.00 a month.

What income do employees use?

Monthly basic salary. Overtime, allowances and bonuses are not included.

Are OFWs and senior citizens covered differently?

Land-based OFWs pay as direct contributors using their income. Senior citizens are covered by the national government under the Expanded Senior Citizens Act and pay nothing.

This calculator provides estimates for informational purposes only. Actual payroll, taxes, contributions, loan charges, and utility costs may vary depending on your employer, provider, government rules, or specific circumstances.

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