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Government and benefits

SSS Contribution Calculator

Your SSS share, your employer’s, and how much goes to MPF savings.

Your numbers

Sample numbers are filled in. Tap a box and type yours.

Basic pay plus regular allowances your employer reports to SSS

Results update as you type. Calculate takes you to your result.

SSS contribution

Your SSS contribution per month₱1,250.00Deducted from your salary. Your employer adds ₱2,530.00.

Monthly Salary Credit
₱25,000.00
Your SSS contribution per month
₱1,250.00
Employer pays
Employer share (10%)
₱2,500.00
Employees’ Compensation
₱30.00
Employer total
₱2,530.00
Where it goes
Regular SS on ₱20,000.00
₱3,000.00
MPF savings on ₱5,000.00
₱750.00
Total remitted monthly
₱3,780.00

Uses official rates last checked 2026-10-07. How it’s computed · Sources · Change your numbers

Your SSS contribution per month₱1,250.00

How to use this calculator

  1. Enter your monthly compensation. Most employers use basic pay; some include regular allowances.
  2. See your share, your employer’s, and the split between regular SS and MPF.

How it’s computed

Your compensation is rounded to the nearest ₱500.00 MSC, between ₱5,000.00 and ₱35,000.00.

You pay 5% of the MSC and your employer pays 10%, plus EC of ₱10.00 (MSC below ₱15,000.00) or ₱30.00.

The first ₱20,000.00 of MSC funds your regular SS benefits; the rest goes to your MPF account.

Example

Ana earns ₱25,000.00 a month.

  • MSC: ₱25,000.00. She pays ₱1,250.00; her employer pays ₱2,500.00 plus ₱30.00 EC.
  • ₱5,000.00 of her MSC is above the ₱20,000.00 line, so ₱750.00 a month goes to her MPF savings.
  • Total remitted: ₱3,780.00.

Rates and sources used

  • SSS, effective 2025-01-01. Regular employees and employers. Compensation from MSC−250 to MSC+249.99 maps to that MSC. SSS has said no further hike until 2027. Source: SSS Circular 2024-006 (RA 11199; SSC Res. 560-s.2024): https://www.sss.gov.ph/sss-contribution-table/.Last checked 2026-10-07

Frequently asked questions

What is the Monthly Salary Credit (MSC)?

It is the salary bracket SSS uses to compute contributions and benefits. Your monthly compensation is rounded to the nearest ₱500.00, with a floor of ₱5,000.00 and a cap of ₱35,000.00.

What is the MPF?

The Mandatory Provident Fund (formerly WISP) is a savings account inside SSS. Contributions on the part of your MSC above ₱20,000.00 go there and earn investment income, paid out on top of your regular pension.

How much do self-employed and voluntary members pay?

They pay both shares, 15.000000000000002% of their MSC, since there is no employer. Their minimum MSC can differ from employees’, so check the SSS table for your membership type.

What is EC?

Employees’ Compensation covers work-related sickness, injury and death. Only the employer pays it.

This calculator provides estimates for informational purposes only. Actual payroll, taxes, contributions, loan charges, and utility costs may vary depending on your employer, provider, government rules, or specific circumstances.

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